Hubs and I are currently working to get our finances figured out. We’re young and don’t have a lot but it’s important to us to be good stewards of what we’ve been given.
Up until this point, we’ve been taking a pretty simple approach to handling our money:
Spend as little as possible. Save as much as possible.
It’s been working pretty well so far for us.
We’ve paid off some debt and are working to build up our down payment fund. We’re couponing when possible and are excited about the possibility of buying a house this year.
It’s hard to manage our budget completely because my three jobs don’t give me a set income. We’re blessed that Hubs has a secure job though, with a set amount we can count on every two weeks.
Now that we’re getting more into the mindset of buying a house, we’ve been working on creating a more set budget. We’ve had some advice and some good conversations, but we’re still trying to figure this all out.
Right now, we’re experimenting with a new software, Mvelopes, to help us manage our money.
We don’t have secrets, but we’ve talked about how to handle our “fun money” purchases. And while, we’re working on the budget, the rest we still need to work on. A lot.
I guess we have the last one down, though, the talking part, and I’d love to talk about it with you, too!
What do you think? How do you manage your finances? Have you had any major financial issues? Any great discoveries? Tell me what works for you and what we should be thinking about!